How do I withdraw funds back to my bank account?

You can only withdraw funds from your DEGIRO account back to your primary registered bank account.

? How to withdraw funds?

• Log in to your account
  • ? In our app, select the menu icon (☰) and tap 'Deposit/withdraw'.
  • ?In our platform, hover your cursor on the 'Deposit/withdraw' section.

• Choose 'withdraw' and select one of the following options:

? Withdrawal Options:

• Transfer Instantly (SEPA Instant)
  A fast transfer method using the SEPA Instant scheme, allowing near real-time transfers between banks in the EU.

• Transfer in 1–2 Business Days (SEPA Classic)
  A standard SEPA Credit Transfer that typically completes within 1–2 working days.

? Important Notes:

• You cannot withdraw funds that are currently invested.
• Processing times:
  • SEPA Instant: Usually completed within seconds.
  • SEPA Classic: May take up to 1–2 business days.
  • Actual times may vary depending on factors such as the withdrawal currency and intermediary banks.
• Based on SEPA Instant at your reference bank and internal checks, we will determine if SEPA Instant can be used. If this is not the case, you can always use SEPA Classic for your withdrawal.

? Learn more about details on withdrawal limits.